Get Funds Against Your Gold

Meet your personal or financial requirements with a Gold Loan against eligible gold jewellery. Start your application online and complete the process with the required verification.

  • Loan against eligible gold jewellery
  • Flexible repayment options
  • Simple application process
  • Funding for a range of personal requirements
Apply for Gold Loan

Check Your Gold Loan Requirement

Enter your details and continue your application.

Your details may be used for application processing and verification.
Online Application Start your application online
Simple Process Easy application journey
Flexible Options Choose suitable repayment options
Secure Process Verification-based application

Gold Loan for Your Financial Needs

A Gold Loan can help you access funds by pledging eligible gold jewellery as security, subject to applicable eligibility and verification requirements.

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Personal Expenses

Use the funds for planned or unexpected personal financial requirements.

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Home Requirements

Manage eligible home-related expenses and financial requirements.

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Education Needs

Meet eligible education-related financial requirements for yourself or your family.

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Medical Expenses

Get access to funds for eligible medical and healthcare-related requirements.

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Business Requirements

Gold Loan funds may help manage eligible short-term business requirements.

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Other Requirements

Use the loan for eligible financial requirements as permitted under the applicable loan terms.

Why Consider a Gold Loan?

A secured loan option can provide access to funds against eligible gold jewellery, subject to applicable terms and conditions.

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Secured Loan Option

The loan is secured against eligible gold jewellery pledged by the applicant.

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Simple Application

Start your application online and provide the required details for verification.

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Flexible Repayment

Available repayment options depend on the applicable loan terms.

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Multiple Financial Uses

Funds can be used for eligible personal, medical, education or other requirements.

Gold Loan EMI Calculator

Get an indicative estimate of your monthly repayment. Actual repayment will depend on the final applicable loan terms.

Calculate Your EMI

₹2,00,000
12%
24 Months

Estimated Repayment

Estimated Monthly EMI ₹9,414
Total Interest ₹25,936
Total Repayment ₹2,25,936

Gold Loan Eligibility

Eligibility and loan amount are determined after verification of the applicant, gold jewellery and applicable lending criteria.

  • Applicant should meet the applicable age criteria.
  • Applicant must provide valid identity and address details.
  • Eligible gold jewellery must be available for valuation and verification.
  • Required documents must be provided as applicable.
  • Loan approval is subject to applicable credit, valuation and verification requirements.

Important

The actual loan amount depends on factors such as the purity and valuation of eligible gold, applicable lending norms, customer profile and other verification requirements. Final terms may differ from indicative calculations shown on this page.

Documents Required

Keep the following documents ready. Additional documents may be requested depending on the application.

Identity Proof Valid government-issued identity proof as applicable.
Address Proof Valid address proof as applicable for verification.
Gold Jewellery Eligible gold jewellery for valuation and verification.
Bank Details Bank account details may be required for loan disbursement where applicable.
PAN / Tax Details PAN or other applicable details may be requested.
Additional Documents Additional information may be requested during verification.

How to Apply for a Gold Loan

Follow these simple steps to start your application.

1

Submit Details

Enter your basic details and required loan amount through the online application.

2

Verification

Complete the required KYC, gold valuation and other verification steps.

3

Loan Processing

After successful verification, the application is processed according to applicable terms.

Apply for Gold Loan

Fill in your details to continue your application.

Gold Loan FAQs

Frequently asked questions about Gold Loans.

A Gold Loan is a secured loan where eligible gold jewellery is pledged as security against the loan, subject to applicable valuation and lending terms.
The eligible loan amount can depend on the purity, weight and valuation of the gold, applicable lending norms and the applicant's eligibility.
Gold Loan funds may be used for eligible personal financial requirements, subject to the applicable loan terms.
Identity and address proof, applicable KYC details and eligible gold jewellery for valuation may be required. Additional documents may also be requested.
No. The calculator provides an indicative estimate. Actual interest rate, tenure, repayment amount and other terms depend on the final approved loan terms.
You can start by filling out the online application form on this page. The application will then proceed through the applicable verification and processing steps.

Disclaimer: Loan approval, amount, interest rate, tenure, processing fees and other terms are subject to applicable eligibility criteria, documentation, verification, valuation, credit assessment and lender policies. The EMI calculator provides indicative estimates only and does not constitute an offer or guarantee of loan approval.

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Application Submitted

Your Gold Loan application has been submitted successfully.