Business Loan

Funding to help your business grow.

Whether you want to expand your business, manage working capital or invest in equipment, explore a business loan solution that fits your business requirements.

  • ✓ Flexible financing for eligible businesses
  • ✓ Simple online application process
  • ✓ Multiple business-use purposes
  • ✓ EMI options based on eligibility

Apply for Business Loan

Start with your mobile number and basic business information.

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Simple Application
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Quick Online Process
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Flexible Loan Options
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Secure Information
Business Funding

What can you use a Business Loan for?

Business financing can help eligible applicants address different operational and growth needs.

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Business Expansion

Fund expansion plans such as a new branch, additional workspace or business growth.

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Working Capital

Manage eligible day-to-day business cash-flow requirements.

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Equipment & Machinery

Support investment in eligible equipment, tools and machinery.

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Business Setup

Help manage eligible expenses associated with establishing or improving operations.

Key Benefits

Designed around your business needs

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Online Application

Start your application online without unnecessary paperwork at the first step.

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Documentation Guidance

Understand the basic business and financial documents generally required during processing.

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EMI Planning

Use the EMI calculator to estimate your monthly repayment before applying.

Business Loan EMI Calculator

Plan your monthly repayment

Adjust the loan amount, interest rate and tenure to get an indicative EMI.

₹10,00,000
14%
4 Years

Estimated Monthly EMI

₹27,325
Loan Amount ₹10,00,000
Interest Rate 14%
Tenure 4 Years
Eligibility

Who may be eligible for a Business Loan?

Eligibility requirements vary by lender and applicant profile. Typical assessment factors include business history, financial performance, documentation and repayment capacity.

Business Profile

  • ✓ Self-employed individuals
  • ✓ Proprietorship businesses
  • ✓ Partnership / LLP businesses
  • ✓ Private limited companies
  • ✓ Eligible professionals and businesses

Common Assessment Factors

  • ✓ Business vintage
  • ✓ Business turnover
  • ✓ Credit history
  • ✓ Banking and financial records
  • ✓ Repayment capacity
Documents

Documents you may need

Exact documentation depends on the applicant, business structure and lender requirements.

PAN Card Applicant/business PAN may be required.
KYC Documents Identity and address proof as applicable.
Bank Statements Recent business/current account statements may be requested.
Business Proof Registration, trade licence or other applicable business proof.
ITR Income tax returns may be required depending on the application.
GST Returns GST records may be requested where applicable.
Financial Statements Profit & Loss and balance sheet may be required for eligible applicants.
Business Continuity Proof Documents showing business continuity may be required during verification.
How It Works

Apply for a Business Loan in 3 steps

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Submit Your Details

Complete the online application with your basic personal and business details.

2

Verification

Your information and supporting documents can be reviewed as part of the process.

3

Further Processing

Eligible applications proceed according to the applicable lender's approval process.

Apply Online

Ready to grow your business?

Tell us about your business and the funding you are looking for. Start your application online today.

  • ✓ Mobile OTP verification
  • ✓ Business details collection
  • ✓ Loan requirement assessment
  • ✓ Online application submission

Business Loan Application

Enter your details below to start your application.

FAQs

Business Loan FAQs

A Business Loan is financing designed to support eligible business requirements such as expansion, working capital, equipment or other permitted business expenses.
Eligibility depends on the lender. Depending on the product, self-employed individuals, proprietors, partnerships, LLPs, companies and eligible professionals may qualify.
Common documents can include PAN, KYC, business proof, bank statements, ITRs, GST returns and financial statements. Exact requirements depend on the applicant and lender.
Yes. Use the EMI calculator on this page to get an indicative monthly repayment by entering the loan amount, interest rate and tenure.
No. Loan approval is subject to eligibility, documentation, verification, credit assessment, repayment capacity and applicable lender terms and conditions.

Give your business the financial support it needs

Start your Business Loan application online and explore your available financing options.

Apply for Business Loan
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Your Business Loan application has been submitted successfully.

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